Loans & Rates

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Rates Effective as of January 26th, 2023

New & Used Auto Loan Rates

Term APR* As Low As Monthly Payment Per $1,000 Borrowed for 12 Months
12 Months to 72 Months 5.00% $85.61

Rate based on Credit Score. Add 1% to rate if financing 100%

*APR is Annual Percentage Rate.

Boat & RV Loan Rates

Term APR* As Low As Monthly Payment Per $1,000 Borrowed for 12 Months
12 Months to 72 Months 8.50% $86.99

Rate based on Credit Score. 20% downpayment required. $80,000 (new) and $60,000 (used) maximum loan amount.

*APR is Annual Percentage Rate.

Motorcycle Loan Rates

Term APR* As Low As Monthly Payment Per $1,000 Borrowed for 12 Months
12 Months to 60 Months 7.50% $86.76

Rate based Credit Score. 20% down payment required.

*APR is Annual Percentage Rate.

Personal Loan Rates

Term APR* As Low As Monthly Payment Per $1,000 Borrowed for 12 Months
12 Months 8.00% $86.99
24 Months 8.00% $45.23
36 Months 8.00% $31.34
48 Months 8.25% $24.53
60 Months 8.25% $20.40

Rate based on Credit Score.

*APR is Annual Percentage Rate.

Share Secured Loan Rates

Term APR* As Low As Monthly Payment Per $1,000 Borrowed for 12 Months
12 Months 3.50% $84.92

*APR is Annual Percentage Rate.

Home Alternative Energy Loan Rates

Term APR* As Low As Monthly Payment Per $1,000 Borrowed for 12 Months
12 Months 5.50% $85.84

Call for additional terms and rates. Monthly payment per $1,000 borrowed depends upon rate and term selected.

*APR is Annual Percentage Rate.

Debt Consolidation Loan Rates

Term APR* As Low As Payment Per $1,000 Borrowed
12 Months to 36 Months 10.25% $88.03 (based on a 12 month term)
37 Months to 60 Months 11.75% $11.75 (based on a 37 month term)

Rates apply to bill consolidation loans greater than $10,000.00.

*APR is Annual Percentage Rate.

Auto Loans - Used - 2019-2015

Period Interest Rate (APR*)
24 to 84 Months As Low As 3.44%

Rate based on Credit Score.

*APR is Annual Percentage Rate.

Motorcycle Loans (2022-2017) - Call The Credit Union For Rates

Period Interest Rate (APR*)
12 to 60 Months As Low As 3.24%

Rate based on Credit Score.

*APR is Annual Percentage Rate.

RV/Camper/Trailer Loans - Call The Credit Union For Rates

Period Interest Rate (APR*)
24 to 84 Months As Low As 8.00%

Rate based on Credit Score.

*APR is Annual Percentage Rate.

Boat Loans - Call The Credit Union For Rates

Period Interest Rate (APR*)
12 to 120 Months As Low As 5.75%

Rate based on Credit Score.

*APR is Annual Percentage Rate.

Share Secured

Interest Rate (APR*)
APR IS 2.50% ABOVE CURRENT SAVINGS RATE ON DIVIDENDS EARNED
APR IS 2.50% ABOVE CURRENT CERTIFICATE RATE ON DIVIDENDS EARNED LOAN TERM CANNOT EXCEED CERTIFICATE TERM

Rate based on Credit Score.

*APR is Annual Percentage Rate.

First Mortgages

Rates as low as 4.951% APR*
Please call for current mortgage rates
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